How to buy iPhone on EMI Without Credit Card

How to buy iPhone on EMI Without Credit Card

Iphone 13 Pro Max On Emi
  1. Introduction

Why switch to Iphone?Iphones are considered to be a style statement nowadays.Every kid in college wants an iphone because their friends have it.But,can everyone afford to pay for it all at once?No!You can buy Iphones at easy EMI options available in the market,both online and offline.

Here are some reasons why you should switch to an Iphone:-

Extremely user-friendly :- Iphones are easy for anyone to use and also for people who are not very tech friendly.

Functional camera and natural looking photos:- 

Iphones have one of the most talked about cameras.With the base models having two cameras and pro max models having 3 cameras,these phones are the most popular ones for clicking crystal-clear images.

Lasts longer than other phones:-

Iphones have better durability,longer battery life,and excellent after sales service.

Superior looking and longevity of its looks.

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Prompt updates:-

Apple makes its software updates available across all devices,not longer than 8 years ago.This way even after having an older phone,you have the features of the latest iphone released.Meanwhile,even global brands like Samsung and LG do not provide such service.

  1. Specifications of the phone:-

The Iphone 13 pro max is available in 5 colors including s=Silver,Gold,Sierra blue,Graphite and the newly launched Alpine Green. 13 Pro Max is super-responsive with its 6.7-inch Super Retina XDR display with ProMotion. It runs on the A15 Bionic chip and sports the latest iOS 15 for a power-packed performance. It has a pro camera system with 12 MP Ultrawide, Wide, and Telephoto lenses. This lets you enjoy features such as LiDAR Scanner, 6x optical zoom, macro photography, ProRes video, Apple ProRAW, night mode, Smart HDR 4, 4K Dolby Vision HDR recording, and a host of photographic styles. The 12MP TrueDepth front camera does wonders too with its 4K Dolby Vision HDR recording and night mode.

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  1. Eligibility Criteria for Loan Application
  • Applicant should be Indian Resident and Above 18 Years
  • Pan Card & Aadhaar Card Required
  • Applicant must have monthly income around 50K
  • Applicant Cibil Score must be above 650
  • Applicant should not have any default loans
  1. Finance Options Available 


  • Bajaj Finserv

If you have a Bajaj finserv EMI Card with Credit limit above 1 lakh then  you can buy iPhone 13 Pro Max. If you don’t have Bajaj EMI Card then you can apply from Bajaj Finserv Portal

  • HDFC Bank

If you have HDFC Debit Card then you can avail benefit of HDFC Card Offers for iPhone 13 Pro Max

  • Paytm

If you have a Paytm Account with a BNPL Credit Limit above 1 lakh then you can buy from Paytm Online.

  • ICICI bank

If you have ICICI Debit Card then you can avail benefit of ICICI Card Offers for iPhone 13 Pro Max

  • Smart emi Kotak Mahindra

Mahindra finance options available for customers with 700 Cibil Score. You can avail mahindra finance in offline stores

  • Innoviti

Innoviti is an offline payment gateway for retailers. You can get Brand EMI offers from Innoviti

  • TVS Credit

TVS Credit finance option available on offline mobile stores.

Precautions while applying Mobile on EMI

If you have a low Cibil Score and you keep applying on various online portals can damage your Cibil Score very badly.

If you want to apply for mobile on EMI, make sure you have all cleared outstanding.


Buying an  Iphone makes it easier with these options available. Now you don’t have to worry about paying for an iphone all at once or cancel buying one,because you don’t have enough credit. Continue your journey to buy the iPhone on EMI with these amazing options.Visit the websites and links to know more about the EMI options.What are you waiting for? Run to your nearest offline store or visit our online stores to get yourself the latest Iphone 13 pro max.

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