Loan Pe Phone - Buy Smartphone On Emi Without Credit Card

लोन पे फोन - FAQs

Loan Pe Phone Frequently Asked Questions as below. If still your query not resoled then you can contact from below link

Frequently Asked Questions

Yes, Loan Pe Phone helps you buy a mobile phone on EMI without a credit card. You no longer need to have a credit card to purchase mobile on EMI! Thanks to Loan Pe Phone, you can now buy a mobile phone on debit card EMI.

To buy a mobile phone on EMI with Loan Pe Phone, you must be an Indian citizen and between 21-65 years of age. You will also need to be working for a minimum of 6 months and earn a salary of Rs 15k or above per month.

You do not need a CIBIL score to apply for smartphone loan from Loan Pe Phone. If you are new to credit and this is the first time that you are looking for a personal loan, we highly welcome your application.

To buy a mobile on EMI with Loan Pe Phone you would need your aadhaar card, pan card, salary slip and 6 months bank statements.

In this offer user get 3 month easy installment for buying Smartphone without paying any interest

Minium 650 Cibil Score required for applying Loan Pe Phone

A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus

LPP Extended Warranty Program is designed for the customers who have completed thier all due EMI on time. In this offer customer will get additional 12 months warranty for their smartphone.

LPP Screen Protection Plan is designed for the customers who have purchased smartphone on EMI from our website on selected models.

A consumer durable loan is a financing option made available to the consumer to purchase items such as

  • Mobile Phones, Cameras, Tablet, DSLR, Audio Devices,
  • Household Products such as Fridges, Washing Machine, Microwave, Kitchen Appliances,
  • Laptop, Projector, etc

Consumer Durable Loan helps to purchase the items in easy EMI option.

There are no penalty charges for foreclosure of the Consumer Durable loan account.

Your EMI depends on the loan amount and the defined tenure. 

Auto Debit /ECS Facility:

You can repay your loan through ECS or Auto Debit from your bank account. All you have to do is fill up a form and allow us to activate the bank mandate.

PDC Facility:

You can also provide us with post-dated cheques **** towards the repayment. However, you may be charged a small fee for the same.

**** Cheque should be MICR or local clearing.

In case you wish to swap the cheques or bank mandate from which the repayment will be done, then you or your representative (with an authority letter) would have to visit the branch. Swapping charges would be applicable.